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10 Creative and Foolproof Ways to Build a Better Budget

10 Creative Ways to Build a Better Budget. ‘If you think you’re a bad budgeter, you’re not alone. According to a recent report from Bankrate, more than 61% of American households have less than $1,000 in savings.’

Do you want more time and money? Then you will want to keep a better budget! If you think you’re a bad budgeter, you’re not alone. According to a recent report from Bankrate, more than 61% of American households have less than $1,000 in savings. The same report found that those Americans without enough in savings would put an unexpected expense on a credit card. By charging and paying over time you damage your:

Budget, Credit scores, and ultimately Quality of life.

In fact, according to another recent study by U.S. bank, only 40% of Americans use a budget at all! And that’s not because they’re bad or irresponsible. You may have faced some of the same obstacles they have.

Creating a budget can seem overwhelming, stressful, and cumbersome. It may have caused tension in your marriage. You may make enough to still have money at the end of the month. All of these obstacles can be overcome. In the long run, budgets reduce stress rather than increase it. With enough time and patience — and a few much-needed breaks — making a budget can prove to be a bonding experience for you and your spouse instead of a shouting match. And even if you do have money left over every month, you’re not making the most of that money without a budget. Read more: buff.ly/2HFpjpR

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